top of page

Document
Checklist

When applying for a mortgage, you'll need to provide various documents to verify your financial situation and ensure you meet the requirements for the loan. While specific document requirements can vary among loan types, here's a general checklist of documents often requested during the mortgage application process.

1 

All Borowers

  • Loan application
    (Complete the application through the Fairway website or App HERE)

  • Most recent 30-day paystubs

  • W-2s for the previous two years

  • Checking & and savings account statements for the last two months (all pages) Note: All non-payroll deposits must be documented/explained

  • Most recent statements for 401(k)s, stocks and other investments

  • Photo identification (valid driver's license or passport)

2

Self-Employeed Borrowers

  • Copies of the most recent two years' business and personal tax returns (with all schedules)

  • 1099s or K-1 forms (if applicable)

  • YTD P&I balance sheet (if applicable)

3

Optional Documents for Extra Income

  • Awards/benefits letter showing current/projected monthly benefits for Social Security, retirement, disability, or pension income received

  • Child Support orders showing the current amount receiving

4

Additonal Documents that May Be Required

  • Veterans or Veteran Reservists: DD214 or DD256 form and certificate of eligibility 

    Note: Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.

  • Refinancing: Copy of the current mortgage statement

  • If you've filed for bankruptcy in the past seven years: Copies of petition and discharge, including supporting schedules A-K

  • A divorce decree (If applicable)

  • Most recent tax returns

  • If you own one or more rental properties: Copies of leases, mortgage statements, homeowners insurance, and property tax statements

  • If not a U.S. citizen: Permanent Resident Card, Employment Authorization card, or ITIN

bottom of page